Investing & Policy Advice

Institutional-Level Access

Investors can select from a broad universe of securities issued by more than 50 Authorised Deposit-Taking Institutions (ADIs) across Australia.

This regulated universe encompasses banks, building societies and credit unions, which issue senior debt securities across the yield curve—from at-call cash deposits through to securities with maturities extending beyond 15 years.

The breadth of the Australian ADI market provides fixed income investors with significant flexibility to construct portfolios across different maturities, issuers, structures and credit profiles.

However, with increased yield comes increased complexity and risk. Understanding the relative value, credit quality, liquidity, structure and maturity profile of each security is therefore critical. The breadth of available opportunities—and the risks associated with higher-yielding securities—reinforces the importance of comprehensive, independent investment advice when constructing an institutional-quality fixed income portfolio.

Managing Cash Flows

Clients can actively manage their daily liquidity requirements by investing surplus cash in senior debt securities, including Term Deposits.

Clients retain control over the maturity profile of their investments, selecting the Term Deposit maturity date that best aligns with their anticipated cash flow requirements. At maturity, Farquharson Securities coordinates with the issuing ADI to ensure the return of principal and accrued interest to the client’s nominated bank account.

Direct Investing

Farquharson Securities offers clients a straightforward approach to portfolio management through direct investing.

Direct investing provides clients with the flexibility to select and purchase their desired securities as opportunities arise, enabling portfolios to be constructed around individual investment objectives, liquidity requirements and maturity preferences.

All securities can be revalued on request, providing clients with current market valuations and the information required to make informed, real-time investment and trading decisions.

Independent Portfolio Review

Farquharson Securities provides independent valuation and review services for new clients’ existing portfolios. Individual assets can be independently valued, assessed and reviewed to provide clients with a clear understanding of their portfolio’s current market value, structure and positioning.

Farquharson Securities can also be commissioned to provide independent advice on investment policy, portfolio strategy and asset selection, with the objective of positioning each portfolio to maximise risk-adjusted investment performance within the prevailing market environment.